HRC Insurance Blog

Winterizing the Cottage

Have you ever wondered if you missed something while closing the cottage for the season? As the summer weather comes to an end, cottagers have to do the dreaded deed of winterizing the cottage. Some of the biggest worries when doing this has to be the potential for water to freeze and burst pipes, break toilets, warp motors or crush docks. The following tips will help to reduce these risks and create a stress free spring return.

Water

  1. Shut main water valve off
  2. Open all taps and leave open
  3. Drain water from water pump
  4. Drain water from hot water tank
  5. Drain water traps (found under kitchen and bathroom sinks)
  6. Drain toilets
  7. Drain garden hose

Electrical

  1. Turn off main breaker
  2. Cover TV's with plastic or blanket ( out of sight out of mind, also can protect from moisture)
  3. Remove any easily stolen electronics and/or valuables

Food

  1. Take all perishable food items from drawers and shelves
  2. Remove any refrigerated and frozen items as sometimes power to cottages may be out for a substantial period of time

Cottage

  1. Cover beds and furniture with plastic (prevents moisture and mold growth)
  2. Lock all doors and windows and shut blinds (blinds being closed can deter theft)
  3. Lubricate locks for easy spring re-entry

Outside

  1. Make sure docks are secured, hoisted, or protected by a bubbler
  2. Remove all boats from the lake
  3. Lock any outside items such as chaining the tin boat to a tree or putting the kayaks away in a locked shed
  4. Any small engines should have fuel line stabilizer added to prevent condensation build up (run the engine with fuel line stabilizer for around 2 minutes to get liquid into all lines)

Cottage Check

Cottage maintenance is vital as not being at a place of residence for a long time can accumulate problems especially over cold winter months. For example, if a tree in a wind storm was to fall even just on a corner of your cottage and you did not find out until the following spring, the damages would be unthinkable. Having a local trustworthy contractor or friend that can do monthly or weekly inspections can give you the piece of mind needed to relax and not worry. 

Now that you have all the tips to winterize your cottage, your work season can be stress free (at least from your cottage worries). 

For more information check out the link below:

http://info.rlpmuskoka.com/blog/bid/316813/Time-to-Winterize-Your-Muskoka-Cottage

 



Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.