HRC Insurance Blog

Severe Weather Safety

Have you ever experienced a gale force wind? Events and storms that used to happen once every 40 years are now happening every 6 years, and in recent news seven tornadoes have touched down in Ontario within the last month. This may cause worry or panic but these trends have been building for the last century. 

Below is a list of possible solutions and preventitive measures to help keep your cottage/home weather proof:

Strong Winds

  • Hurricane ties when built (not required but suggested)
  • Research aerodynamic house structures
  • Placement of homes in regards to strong wind direction
  • Removal of encroaching trees
  • Find out about neighbors trees invading your homes safety
  • Use wind power
  • Have automatic backup generators installed

Extreme Temperatures

  • Geo Thermal
  • Solar (creates primary or backup energy) 
  • Wood stove
  • Double pane glass
  • Making sure water is off when cottage is not in use for the winter
  • Nest or other programmable thermostats 

 The main way to stay safe with these increasing occurances of severe weather is to be proactive and help prevent damage before it happens. 

The world is always changing and as Charles Darwin said:

“It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change”.

For more information click on the link below

http://www.weather.com/activities/homeandgarden/home/hometips/severeweather/



Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.