HRC Insurance Blog

Home Heating Safety Tips

  • When buying a home or a heating system, make sure you receive the heating systems maintenance and operating manuals.
  • Have the heating system serviced by a licence technician at least once a year.
  • Supervise children when they are in the same room as the heating system.
  • Examine the heating system often for signs of deterioration. Look for water stains, corrosion and leakage. In force-air systems, clean the furnace air filters frequently, at least twice a heating season.
  • Make sure that warm-air outlets and cold-air returns are not covered by things such as rugs and curtains.
  • Keep the area around the furnace free from dust, lint, paint and other materials or chemicals that could catch fire or explode if too hot.
  • Make sure walls and other obstructions or new renovations do not interfere with the heating supplies air flow. There should be a one metre clearance around the unit.
  • If snow or ice covers your outdoor regulator, contact your fuel supplier. Be sure to repair a defective or leaking eaves trough.
  • Remember to turn off portable heaters when leaving the room or going to bed.
  • Install and maintain CO alarms to avoid the risk of CO poisoning. 


Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.