Halloween Safety Tips

Choosing the right costume

  • Use make-up or face paint instead of a mask. But before using paint or make-up do a patch test to see if your child has a reaction.
  • If you do use a mask, make sure it fits properly and allows you to see and breathe easily.
  • Pick brightly coloured costumes that can be seen by motorists. Add reflective tape to the costume to increase visibility.
  • Look for costumes and accessories that are labelled flame-resistant.
  • Avoid costumes that are too big or have pieces that dangle which can be a tripping hazard.


What to avoid when decorating

  • Always have an adult carve the pumpkin. Children can help by drawing a face or design on it.
  • Jack-o-lanterns can be fire hazards. Make sure to keep them away from curtains and other flammable objects, and do not leave them unattended. Instead of candles, consider using a small flashlight or battery candle to light up your jack-o-lantern.
  • Keep candles in an area which children can not reach.
  • Do not over load extension cords.
  • Make sure the lights are certified by a recognized organization such as CSA or ULC.
  • Remove objects around the outside of your house that could cause children to trip or fall.
  • Turn on your outdoor lights to increase visibility and let trick-or-treaters know they can visit.


Stay safe while trick or treating

  • Keep your children safe by teaching them to stay visible and to be aware of their surroundings.
  • Go trick or treating with your child until they are old enough to go with a friend.
  • Carry flashlights if you are trick or treating in areas that are not well-lit. Only visit homes that have their outside lights turned on.
  • Cross the street at a corner, and never between two parked cars.

Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.