This weekend is an opportunity for fun for all— Whether you’ll be trick or treating with family and friends or sporting your best ghoul costume at a halloween event, we want all of the spooky surprises to be left to the jack-o-lanterns. We’ve taken a few moments from our Halloween Movie Marathons to compile a few things to look out for during the festivities. Share these few safety tips with your loved ones for a guaranteed spook-tactic Halloween. 


See the bottom of this post for a fun Halloween “Must-Do” list, including the best Halloween songs to carve pumpkins to and classic Halloween movies to watch.

At Home:


- Ensure all Jack-o-lanterns are well ventilated

- Consider illuminating decorations with battery operated lights instead of flame

- Keep lit jack-o-lanterns away from children and pets, supervised, and on sturdy surfaces.

  • Keep pathways to your home clear of tripping hazards and well lit- Trick-Or-Treater friendly
  • When commuting, pay extra attention for trick-or-treaters on the roads
  • Don’t forget your costume! 



This Halloween in Muskoka is predicted to be cool— Bundle up! 


-Only approach homes with the lights on 

-Wear reflective clothing and carry a flashlight for your safety 

-Only eat candy that is completely sealed and has been checked by an adult you trust 

-Do not approach homes alone, always trick-or-treat with an adult or group of others 

-Check your costume for tripping hazards 

-Only approach homes you know and trust

-Make sure to say “Trick or Treat”! 


Halloween Party Events:

  • Ensure your costume is free of tripping hazards 
  • Plan for a safe ride home, ELIMINATE the option of driving under the influence- Designated driver, pre-order a taxi, stay the night
  • Don’t go alone- coordinate a buddy system for the night 
  • Attend events only in places you know and trust 
  • When commuting, pay extra attention for trick-or-treaters
  • Get spooky! 


Halloween Must Do List:


Halloween is packed with fun activity opportunities for the whole family! Halloween traditions are so much fun, don't forget to check these off of this year’s list! 

  • Carve a jack-o-lantern
  • Make Roasted Pumpkin Seeds (See recipe here:
  • Listen to a Halloween Soundtrack (Dont forget: This Is Halloween by Danny Elfman, Ghostbusters by Ray Parker Jr.’s, Thriller by Michal Jackson, Time Warp by The Rocky Horror Picture Show)! 
  • Have a Halloween Movie Marathon (Dont forget: Beetlejuice, Halloween Town, Ghostbusters, The Nightmare Before Christmas)
  • Make a DIY Halloween Costume (Links Here:


Have a safe and spooky Halloween everyone! 


Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.