HRC Insurance Blog

Spring Gardening Tips

From honeybee-friendly flowers to the benefits of trees on your property, we've covered all you'll need to know for this upcoming gardening season! "Maybe its wishful thinking, but Spring must be just around the corner. With Spring, comes flowers- for all of our followers who like to spend time enjoying the Muskoka outdoors, we’ve gathered some tips on home Landscaping and Gardening. Did you know, good landscaping can add up to 28% to overall home value (says landscape economist John Harris)? Not only that, but for many, it is an enjoyable hobby. As we begin to see warmer temperatures week by week, now is a good time to start planning your gardening for this season, to ensure your yard will be green and beautiful by the time the season reaches it’s peak!"

Published: 3/9/2017 12:50:00 PM - by: HRC Insurance

Attention All Skiiers and Snowboarders

Squeeze in all the skiing you can before the season is over! Don’t forget, we are offering a discounted insurance package for members of Alpine Ontario (Information within). Here’s a look at ski conditions this sunny Sunday, at our local Hidden Valley Highlands Ski Area.


Published: 3/5/2017 2:34:00 PM - by: HRC Insurance

Spring Car Maintenance Tips

Last week, we explored spring home maintenance tips to ensure your home is ready for the warmer months. As spring approaches, it is also important to examine your automobiles to ensure a safe spring and summer. Here are some tips for automobile owners- add these to your spring cleaning lists!


Published: 2/24/2017 3:41:00 PM - by: HRC Insurance

Spring Homeowner Tips

Spring is almost here everyone! Though we are excited for the warmer days, with spring also comes “spring cleaning”. In order to get your cleaning done fast and have you out enjoying the sun even sooner, we’ve gathered an important checklist of housekeeping requirements every home owner should check out this spring. Check these off your list and slather on the sunscreen in no time…


Published: 2/17/2017 3:34:00 PM - by: HRC Insurance

What We Love- Happy Valentine's Day

Valentine’s Day is just around the corner, which has us thinking- We LOVE so many things about our community! We’d like to take this opportunity to share about things we love with our Muskoka friends and families. Many of our HRC staff members have shared their most loved things about our community; lets check out what they admire most!


Published: 2/10/2017 3:20:00 PM - by: HRC Insurance

10 Groundhog Day Fun Facts!

We’re looking forward to an early Spring this year, as Ontario’s Wiarton Willie and Nova Scotia’s Shubenacadie Sam (groundhogs) both shared with us this morning. Fokelore has it that if the Groundhogs are greeted by a shadow, there will be six more weeks of winter ahead. In the spirit of Groundhog day, we’re sharing 10 Groundhog day fun facts!


Published: 2/2/2017 3:21:00 PM - by: HRC Insurance

5 Money Saving Tricks for Homeowners

Check out these five tricks that can save you money in your home!

Published: 1/27/2017 10:59:00 AM - by: HRC Insurance

The Importance Of Smoke Alarms- Facts and Info

Smoke alarms should be routinely replaced and checked to ensure the safety of your home and its residents. An estimated 890 lives could be saved each year if homes had working smoke alarms (redcross.org). Ensure your loved ones are protected by following these smoke alarm maintenance steps.

Published: 1/20/2017 12:39:00 AM - by: HRC Insurance

Tenants Insurance- Are Your Assets Covered?

Regardless of whether you own the property you reside in, protecting yourself and your assets is crucial. Tenants insurance is an excellent option for those who rent their dwelling or do not have a property policy.


Published: 1/13/2017 12:14:00 AM - by: HRC Insurance

Event Insurance- Consider This When Planning Your Next Event

As the warmer months approach, many of us look forward to hosting gatherings for our friends and loved ones. As we fill in our calendar, we should also be reminded of the element of risk that comes along with hosting an event, and consider the importance of “event insurance”.


Published: 1/6/2017 12:15:00 AM - by: HRC Insurance


Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.