HRC Insurance Blog

Show entries from: 2014 returned 49 result(s).

Bringing in the New Year!

2014 was a great year as we have made amazing new discoveries. This year has been full of extraordinary events and some very controversial news topics. With our world changing every second comes the age of technology, with everything being digital we must not forget the simplicity and beauty that nature can offer. Those times at the cottage won't be the same if the water is not as clean or the air is not as fresh. While we all live busy lives always remember to give back to the earth and the community, even a few small caring gestures can greatly help the planet and make the difference that is needed.


Published: 12/25/2014 12:36:00 PM - by: HRC Insurance

Christmas Safety

Christmas is sneaking up on us very quickly and with this festive family holiday we must remember a few safety tips to keep in mind. Christmas trees, lights, candles, ice, and drinking are a few of the many safety concerns we face around the holidays. Being the time of year to give and spend with family, lets do our best to keep everyone safe this eventful day.

Published: 12/18/2014 10:33:00 AM - by: HRC Insurance

Woodstove/Fireplace Safety

Have you started your woodstove or fireplace up yet this year? With these cold nights there is nothing better than curling up by a fire and having a cozy night. With fireplaces and woodstoves, though it brings warmth, it also brings out many new concerns and hazards. We must think about chimney fires, building codes, smoke alarms, fire extinguishers and proper operating procedures.

Published: 12/13/2014 11:49:00 AM - by: HRC Insurance

Heading south this winter?

Are you heading somewhere different for the winter months? Be prepared when leaving to ensure your home is protected for anything winter has to throw at it. Having the right procedures in place can not only save you thousands but also create ease in your mind when you are not around. Heading south may be just as far as toronto but for those traveling outside of Canada make sure you have proper travel insurance, this can be the difference between a good trip from a great one!

Published: 12/6/2014 12:01:00 PM - by: HRC Insurance

Winter Driving

As we all know winter seemed to come early this year, this being said we need to make sure our vehicles are prepared and we are in the mindset of winter driving. Winter brings new driving challenges such as: lack of visibility, poor road conditions, black ice, less control and more possibilities for accidents to occur. Below are a few things to keep in mind when driving this winter.

Published: 11/27/2014 12:21:00 PM - by: HRC Insurance

Remembrance Day

Have you ever wondered how Remembrance Day began or why it was created? This special day has had less and less support as the years go on. People want to forget the past and move on but the past is what has created our security as a country. We need to create more awareness about this holiday as it is not only a day, but a sacrifice we need to appreciate and cherish.

Published: 11/7/2014 12:37:00 PM - by: HRC Insurance

Flu Season Safety

Have you or someone in your family had a cold or flu recently? Be prepared this season, adding a few simple changes to our routein not only can help to boost your immune system and fight off colds, but they can also help to keep you in great shape this fall so you can tackle any task on your list.

Published: 11/7/2014 12:28:00 PM - by: HRC Insurance

Fall Safety

Have you ever slipped on wet leaves? With all of the beautiful fall colors comes some hazards we need to keep in mind. As the leaves start to fall from the trees they pose a potential threat to drivers and pedestrians. Wet roads combined with damp leaves can be very slippery as there is minimal to no traction. This fall take a few extra minutes to get where you need especially in bad weather to ensure a safe season!

Published: 10/30/2014 12:45:00 PM - by: HRC Insurance

Halloween safety

As Halloween fast approaches, we need to keep the safety side of things in mind. With night falling faster and faster, Halloween's sunset will be around 6:08 PM meaning there will not be much time to trick or treat before the night falls. Taking simple precautions from choosing a lighter costume color to wearing a flashlight or reflective tape can help to keep everyone safe this spooky night!

Published: 10/24/2014 12:49:00 PM - by: HRC Insurance

Winterizing the Cottage

Have you ever wondered if you missed something while closing the cottage for the season? As the summer weather comes to an end, cottagers have to do the dreaded deed of winterizing the cottage. Some of the biggest worries when doing this has to be the potential for water to freeze and burst pipes, break toilets, warp motors or crush docks. The following tips will help to reduce these risks and create a stress free spring return.

Published: 10/16/2014 12:54:00 PM - by: HRC Insurance


Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.