HRC Insurance Blog

Show entries from: October 2015 returned 5 result(s).

Halloween Safety Tips

Choosing the right costume
• Use make-up or face paint instead of a mask. But before using paint or make-up do a patch test to see if your child has a reaction.
• If you do use a mask, make sure it fits properly and allows you to see and breathe easily.


Published: 10/30/2015 4:27:00 PM - by: HRC Insurance

Winterizing the Cottage Tips

The leaves are falling and the mornings are getting crisper. Now that cottage season is over, it’s time to get it ready for the winter. Doing a proper job when closing up the cottage for the winter means you will have a more enjoyable weekend opening up the cottage in the spring. Although every cottage is different here are some things to keep in mind while putting your cottage to bed for the winter.

Published: 10/23/2015 3:17:00 PM - by: HRC Insurance

Winter Tire and Winter Driving Myths

Winter tires are not like All-season tires. Winter tires have special rubber compounds designed to improve traction, handing, and breaking in all cold weather conditions, just not on ice and snow. Using four winter tires is recommended. Four winter tires ensures optimum traction and control for all vehicle types it’s the cheapest insurance you can buy to protect yourself, your family, and others on the road. Here are some winter driving myths:

Published: 10/16/2015 4:29:00 PM - by: HRC Insurance

Fall Maintenance Tips

When the leaves start to change it’s beautiful, but not when it builds up in your gutters. Here are some tips to keep in mind for your house or cottage this fall.

Published: 10/9/2015 10:25:00 AM - by: HRC Insurance

Fall Wildlife Precautions

Have you ever noticed how animals seem to be more active in the fall? This happens because bears hibernate and need to find food for the winter. Deer are similar as fall is a good time to find food. We need to be aware of these animals as in Muskoka our paths do cross from time to time.

Published: 10/2/2015 2:13:00 PM - by: HRC Insurance


    Since the 1900's...

    Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.