HRC Insurance Blog

Need to Know - Boat Insurance

With the waterways in Muskoka getting busier by the day, we at HRC feel we should go over a few key points regarding insuring your watercraft.

Published: 6/9/2017 9:51:00 AM - by: HRC Insurance

Umbrella Insurance - Why you might need it

Umbrella insurance is there for you in the worst-case scenario. Read more to find out why you might need it!

Published: 5/19/2017 10:21:00 AM - by: HRC Insurance

Flood Insurance - Do you have the right coverage?

With all the flooding across Canada, especially in Ontario, we at HRC thought we should go over how your standard home insurance might not cover flood damages and how we can fix that.

Published: 5/12/2017 9:44:00 AM - by: HRC Insurance

Common Insurance Claims for Small Businesses

As a small business, it is important to recognize the most common and the most expensive insurance claims. The smaller the business means the bigger financial risk a lawsuit could have against your company. So, knowing these claims can help owners understand what parts of their business are most at risk.

Published: 5/5/2017 9:35:00 AM - by: HRC Insurance

Watch Out For Wildlife!

Spring has sprung and many wild animals are out and about. Ensure you take caution while driving and make smart decisions when it comes to coexisting with wildlife.
Here is information on what to do if you happen to come across injured or orphaned wildlife.


Published: 4/28/2017 2:56:00 PM - by: HRC Insurance

Easter Egg Decoration Inspiration

Check out these awesome easter egg decoration ideas! If you try any of them out this Easter weekend, don't forget to share them with us on our Facebook page!

Published: 4/14/2017 2:41:00 PM - by: HRC Insurance

Hiking Trails and Tips in Muskoka

Are you an outdoorsman living or vacationing in Muskoka? Here are some great hiking trails in the Muskoka area to get you outside and enjoying the beautiful surroundings! Below are also some tips for hiking in Muskoka!

Published: 4/7/2017 2:52:00 PM - by: HRC Insurance

Come Visit Us At The Spring Cottage Life Show 2017

Do you have a cottage in Muskoka or the surrounding areas? Come visit our booth this weekend at the Spring Cottage Life Show for information about all things Cottage Insurance!

Published: 3/31/2017 11:47:00 AM - by: HRC Insurance

Life Insurance Explained

Life Insurance can be a daunting subject when you initially come across it. In comparison to the concept of car insurance or house insurance, one could definitely have more questions surrounding life insurance. Though it may be anticipated to be confusing, life insurance can be understood simply! We’re going to break down for you the basics of life insurance, and hopefully share with you some things you hadn't already known!

Published: 3/24/2017 3:22:00 PM - by: HRC Insurance

How Much Do You Know About St.Patrick?

Happy St.Patrick’s Day everyone! At HRC, we’re celebrating this festive day with some St.Patrick’s day fun facts! How much do you know about St.Patrick’s day? Read on to find out how many facts we can surprise you with.

Published: 3/17/2017 3:41:00 PM - by: HRC Insurance


Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.